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Last Updated: January 2024

These Terms of Use govern your access to and use of the fern-quest website and services. By accessing or using our website, you agree to be bound by these terms. If you do not agree, please do not use our website.

Acceptance of Terms

By accessing this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, our Privacy Policy, and any additional terms that may apply to specific sections of the website or services.

Description of Services

fern-quest provides financial education and advisory services to individuals and families in Sydney. Our website offers information about our services, educational content, and the ability to request consultations. The services described on this website are subject to availability and may be modified at our discretion.

General Information Only

The information provided on this website is general in nature and does not constitute personal financial advice. It has been prepared without considering your individual objectives, financial situation, or needs. Before acting on any information presented here, you should consider its appropriateness to your circumstances and, if necessary, seek professional advice.

No Guarantees

Past performance is not a reliable indicator of future performance. Investment returns can be volatile, and you may receive back less than you originally invested. We make no guarantees regarding the outcomes of any financial strategies discussed on this website or provided through our services.

User Responsibilities

When using our website, you agree to:

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of fern-quest or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

Third-Party Links

Our website may contain links to third-party websites for your convenience. These links do not signify our endorsement of such websites. We have no control over the content or practices of linked sites and accept no responsibility for them. Your use of third-party websites is at your own risk.

Limitation of Liability

To the maximum extent permitted by law, fern-quest and its directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

Indemnification

You agree to indemnify and hold harmless fern-quest, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these Terms of Use.

Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the website's operation, availability, accuracy, or suitability for any purpose. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

Governing Law

These Terms of Use are governed by the laws of New South Wales, Australia. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of New South Wales.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any modifications constitutes acceptance of the updated terms. We encourage you to review these terms periodically.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and fern-quest regarding your use of the website.

Contact Information

If you have questions about these Terms of Use, please contact us:

fern-quest
Level 14, 227 Elizabeth Street
Sydney NSW 2000
Australia
Email: [email protected]

These terms are provided for general guidance. For specific legal advice regarding your rights and obligations, we recommend consulting with a qualified legal professional.